Financial modeling tools

Financial models that outlive spreadsheets

Your pricing model shouldn't live in a spreadsheet one person understands. Collaborative, auditable, built to last.

The problem

Your financial model is a liability

Single-point-of-failure spreadsheets

Your most critical business logic — pricing models, profitability projections, break-even analysis — lives in a spreadsheet that one person built and one person understands. When they're on vacation, nobody touches it. When it breaks, nobody knows why. That's not a financial tool — it's a risk.

No scenario comparison

You can't model two product lines side by side, test different channel allocations, or show an investor how partner capital changes the ROI — not without duplicating tabs, breaking formulas, and praying the references hold. The data you need for real decisions is trapped in static cells.

Manual investor reporting

Every board meeting means hours of copy-pasting numbers into slides. No live views, no shareable dashboards, no way for a partner to check the model without calling you. What should be an automated pipeline is a manual ritual.

How it works

From spreadsheet to platform

1

Financial audit

I map your actual financial logic — cost structures, pricing channels, margin calculations, reporting requirements. Not a generic discovery: a line-by-line understanding of the model your business runs on.

Financial logic map
2

Engine design

I design the calculation engine, data schema, and KPI definitions. Pure functions that compute your metrics deterministically — testable, auditable, version-controlled. You validate the architecture before code is written.

Calculation architecture
3

Build

Production development with weekly working demos. You see real calculations with real numbers each week — not mockups. Multi-currency, scenario comparison, and role-based access are built in from the start.

Working financial tool
4

Deploy & iterate

Ship to your team, generate your first investor report, iterate. Auto-save, cloud persistence, and shareable links mean your financial model is always live and always accessible.

Production deploy
Real results

A real business plan, running

0+
KPIs computed per model

Unit costs, per-channel revenue, gross and net margins, break-even point, partner-specific ROI, founder capital requirements — all computed in real time from a single custom model definition. A real calculation engine — deterministic, testable, and always up to date.

0
Independent sales channels

Each channel — direct, early bird, preorder, retail, partners, losses — has its own pricing, commission structure, and allocation presets. Smart distribution rules auto-balance production quantities across channels.

Real
Business plan in production

Not a demo or a prototype. Used to model actual product collections — 600 units across multiple distribution channels, targeting real revenue and profit objectives over a four-year strategic plan. Read how it was built.

Case study

50+ KPIs, one engine

  • Component-level cost modeling with multi-currency support (CHF/EUR) and smart channel allocation presets
  • Shareable investor reports via unique links — no login required, print-optimised, updated in real time
  • Multi-model comparison with drag-and-drop reordering for side-by-side scenario analysis
Read the full case study
Tech stack

Engineered for precision

Financial engine
TypeScriptZodpure functionsmulti-currencybreak-even analysis
Frontend
Next.jsReact 19Zustandshadcn/ui@dnd-kitFramer Motion
Data & persistence
PostgreSQLDrizzle ORMcloud auto-savelocalStorage fallback
Infrastructure
Keycloak SSOAWS S3Dockershareable UUID reportsrate limiting
Frequently asked questions

Common questions

How is a custom financial tool different from Excel or Google Sheets?

Spreadsheets are general-purpose — you build everything from scratch, formulas are fragile, and there's no access control, audit trail, or collaboration model. A custom financial tool encodes your specific business logic into a real calculation engine with deterministic outputs, role-based permissions, auto-save, and shareable reports. The formulas don't break because they're tested code, not cell references.

Can multiple team members use it simultaneously?

Yes. The platform supports role-based access with four permission levels — owner, admin, editor, and viewer. Each role sees the same data but has different capabilities. Cloud persistence means everyone works from the current model state, and auto-save prevents lost work.

How do you handle multi-currency financial models?

Multi-currency support is built into the calculation engine from the ground up — not bolted on as a conversion layer. In the watchmaker platform, CHF and EUR are natively supported throughout the entire calculation chain, from component costs to channel-level revenue to investor reports.

What about migrating our existing financial data?

Migration paths from spreadsheets and legacy tools are part of the discovery phase. I map your existing model structure, identify the business logic worth preserving, and design the data schema to accommodate it. The same approach applies to migrating from manual research processes, outgrowing existing automation tools, or connecting to legacy software without API access.

What does a custom financial modeling tool cost?

A focused financial tool — calculator, scenario comparison, shareable reports — typically takes 3-4 months to build. It's a capital investment, not a subscription: you own the code, there are no per-seat fees, and the codebase uses standard tools (Next.js, PostgreSQL, TypeScript) that any senior engineer can maintain. Most clients see ROI within a year through eliminated licensing costs, faster data-driven decisions, and automated reporting.

Ready to move beyond Excel?

Let's talk about turning your spreadsheet logic into a real tool.